It Doesn’t Grow on Trees: 20+ Best Books for Teaching Kids About Money

We know parenting is hard work. But even with that long to-do list, you don’t have to leave something as important as teaching kids about money as an afterthought.

Below, we’ve compiled a list of amazing books about money that make learning about it fun and exciting!

Tristan is a very inquisitive boy and wants to learn more about the world around him. He has taken a special interest in how his money works. Join Tristan and his dad as they take you and your children on a financial literacy journey to gain foundational knowledge about money and how it works.

Kids-

Are you tired of always asking your parents for candy at the store? What about buying the latest game for your phone? Well... you need money to do those things, but what if I can help you understand how to save, invest, and manage your money so that you can be able to afford what you want when you want. This book explores the conversation between two kids about money and business. By the end of this book, you will understand how money works and how you can achieve wealth in your future!

Frustrated by the lack of resources that apply the concept of finance to real life situations for his own children to learn from, author Walter Andal was inspired to create an informative and entertaining book to help children get on the right path to making smart personal financial decisions. In Finance 101 for Kids, children and parents will explore:

  • How money started

  • How to earn and make money

  • Saving and investing

  • What credit is and the dangers of mishandling credit

  • What the stock market is

  • Economic forces that can affect personal finance

  • What currencies and foreign exchanges are

  • The importance of giving back to the community

And much, much more!

Following the wild success of Finance 101 for Kids, author Walter Andal's vision of guiding young minds to personal financial empowerment continues in this second installment. This latest inception takes everything we learned in the original book and applies it to real-life situations. Kids will have fun while learning practical financial lessons that they can bring forth into their adult lives.

In Finance 102 for Kids, children and parents will learn:

  • How to spend wisely and live within your means

  • How to determine the real cost of a purchase and make informed decisions

  • Different ways to stretch your money's worth

  • How to resist unhealthy media and social influence

  • How to make credit cards work for you

  • The power of saving, investing, and compound interest

  • How to protect your money, property, and reputation

  • Things beyond money that can make you rich a

And so much more!

Money Plan offers a clever approach to teaching young readers about money, saving, budgeting, and working hard. Told in rhyming verse, the story follows Mia and her mommy on their Saturday morning trip to the grocery store. When Mia spots her favorite treat, she gets her first introduction to money management.

When Kyren Gibson became a dad he realized he needed to change his life, leave the streets behind him and build a legacy for his son, Kyng. Kyren began to research how to increase generational wealth. He focused on nurturing his son and teaching him that work ethic is key; when paired knowledge. The duo began to post various videos online with one of now 8-year old Kyng showcasing his deep understanding of financial terms going viral. Kyren realized there was an opportunity to educate his community about finances by making learning fun, engaging, and motivating. He could help the African-American community build legacies instead of debt.
Kyren and Kyng went into their second partnership now as businessmen. They created “Kyng & Kyren” an educational tool and motivational speaking platform with the goal of empowering their community through wealth and knowledge.

Did you know that the sooner you understand money, the sooner you can make more of it? It’s true! Investing for Kids can help make you money savvy, showing you how to earn it, how to start a savings plan, and the best ways to invest and create a future with money in the bank.

A thorough introduction to finance from the people behind BizKid$, How to Turn $100 into $1 Million includes chapters on setting financial goals, making a budget, getting a job, starting a business, and investing smartly – and how to think like a millionaire. Plus: a one-page business plan template, a two-page plan to become a millionaire, and a personal budget tracker.

Saving money for something? Then this is the book for you! Danny Dollar, the “King of Cha-Ching,” will teach you to make money, save money, and spend money wisely—and to dream big! Maybe you get an allowance (clean the bathroom anyone?) or have been gifted money (birthday present?) but did you know that you can actually start a business and make your own money? Even as a kid! It’s called being an entrepreneur.

It only takes a small spark to ignite a child's mind! The ABCs of Economics introduces babies (and grownups!) to a new economic concept for each letter of the alphabet. From asymmetric, business cycle, and capital, all the way to zero sum. It's never too early to become an economist!

With scientific and mathematical information from an expert, this is the perfect book for enlightening the next generation of geniuses.

The Four Money Bears teach kids the four basic functions of money. Spender Bear, Saver Bear, Investor Bear, and Giver Bear can each do good and bad things with their money. When they work together they learn to build a budget and teach each other how to better manage their money. The Four Money Bears and their friends share their stories and give kids fun financial tips. They come together in their forest home to teach everyone money management skills. These skills serve as building blocks for strong financial literacy and expose young children to healthy financial habits. Parents can also help kids create their own budget for every month of the year at the end of the story!

Has your child ever shown an interest in money? Have you ever struggled with how to explain things to them in a way they can understand? Let's join Marlon and his grandpa as they learn more about money, how to earn it, how to save it, and much more. See Grandpa help Marlon set goals and watch how he teaches many important concepts along the way.
This charming story is full of information to help kids develop their knowledge and understanding of finances that are such a hugely important part of our lives.

Saving money isn’t about a piggy bank anymore. Today’s kids are investing money, starting their own small businesses, and watching their savings earn interest. This book will teach kids all they need to know about the “green” they earn so they can save or spend it wisely. This edition includes completely new material on online banking, opening a bank account, and saving allowance.

Money Ninja takes a friend on a journey of saving, investing, and donating. Find out what happens in this comedic book about delayed gratification and money-savvy skills.

Have you ever dreamed of being a millionaire when you grow up?

With hard work and the right information, you can! You are never too young to get on your way and learning the basics of what adults (and kids!) do with their money is the first step. Start reading, and you’ll be well on your way!

THE CAT IN the Hat puts to rest any notion that money grows on trees in this super simple look at numismatics, the study of money and its history. Beginning with the ancient practice of bartering, the Cat explains various forms of money used in different cultures, from shells, feathers, leather, and jade to metal ingots to coins (including the smallest—the BB-like Indian fanam—and the largest—the 8-foot-wide, ship-sinking limestone ones from the Islands of Yap!), to the current king of currency, paper. Also included is a look at banking, from the use of temples as the first banks to the concept of gaining or paying interest, and a step-by-step guide to minting coins. A fascinating introduction is bound to change young reader’s appreciation for change!

Have you ever wanted to make a million dollars? Marvelosissimo the Mathematical Magician is ready, willing, and able to explain the nuts and bolts -- as well as the mystery and wonder -- of earning money, investing it, accruing dividends and interest, and watching savings grow. Hey, you never know!

Does money make the world go round? Can wealth buy happiness? What would happen if a bank simply printed more money?

Find out the answers to these questions and much more in Heads Up Money. Using real-life scenarios, you will learn abou a variety of topics including supply and demand, free trade, globalization, and financial crises. Packed with colorful graphics and easy-to-follow text, this indispensable book will help you understand money and the role it plays in our world.

Rock and Brock may be twins, but they are as different as two twins can be. One day, their grandpa offers them a plan―for ten straight weeks on Saturday he will give them each one dollar. But there is a catch! "Listen now, for here's the trick, each buck you save, I’ll match it quick. But spend it, there’s no extra dough, so save your cash, and watch it grow." Rock is excited―there are all sorts of things he can buy for one dollar! So each week he spends his money on something different―an inflatable moose head, green hair goo, white peppermint wax fangs. But while Rock is spending his money, Brock is saving his. And each week when Rock gets just one dollar, Brock’s savings get matched. By the end of summer, Brock has five hundred and twelve dollars, while Rock has none. When Rock sees what his brother has saved, he realizes he has made a mistake. But Brock shows him that it is never too late to start saving.

This is the story of Peppe, who becomes a lamplighter to help support his immigrant family in turn-of-the-century New York City, despite his papa's disapproval. Peppe's family is very poor, and though he is just a boy he needs to find work. Being a lamplighter is not the job his father had dreamed of for Peppe, but when Peppe's job helps save his little sister, he earns the respect of his entire family.

There hasn't been a comfortable place to sit in the apartment since a fire in their previous apartment burned everything to "charcoal and ashes." Friends and neighbors brought furniture to their new apartment downstairs, but no one brought anything big or soft or comfortable. Finally the jar is full, the coins are rolled, and in the book's crowning moment, mother, daughter, and Grandma search four different furniture stores, and after carefully trying several chairs, like Goldilocks, they find the chair they've been dreaming of at last.

When the Little Red Hen asks a cat, dog, and mouse for help planting some wheat, she gets no takers: "‘Not I!’ said the cat. ‘Not I!’ said the dog. ‘Not I!’ said the mouse." They won’t water, cut, or grind the wheat . . . or help bake a cake with it, either. So, in the end, the Little Red Hen eats the cake all by herself as well! Paul Galdone’s delightfully detailed ink and wash illustrations—packed with charming details—add plenty of sly humor to the well-loved story that not only offers a sage message, but also shows children what it takes to make a cake from the ground up!

So begins a story of unforgettable perception, beautifully written and illustrated by the gifted and versatile Shel Silverstein. This moving parable for all ages offers a touching interpretation of the gift of giving and a serene acceptance of another's capacity to love in return.

Every day the boy would come to the tree to eat her apples, swing from her branches, or slide down her trunk...and the tree was happy. But as the boy grew older he began to want more from the tree, and the tree gave and gave and gave. This is a tender story, touched with sadness, aglow with consolation.

Sources:

CNBC | Investopedia

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